Archive for 'Spending and Saving'

Do You Have “Unexpected Accounts”?

Posted 16 November 2009 | By admin | Categories: Credit and Debt, Spending and Saving | No Comments

This is a guest post from Jay S. over at jinij.com the personal finance for dummies blog.

Do you have an “unexpected account”? Being on a budget is a constant thing, all your money has to be accounted for at all times. You have to plan for every little thing the best we can and sometimes [...]

Is College Worth the Money?

Posted 28 September 2009 | By admin | Categories: College, Spending and Saving | No Comments

If you are thinking about ways to save up for your child’s college education you may well be asking yourself if all the effort and money is worth it. David Leonhardt, editor of the New York Times Economix blog has a definitive answer: yes. Despite the high costs of college, numerous studies reviewed [...]

The Best Cars for College Students

Posted 22 August 2009 | By admin | Categories: Cars, College, Spending and Saving | No Comments

It’s back to school time, so you may be thinking about buying your youngster a car as he heads off to college. As a parent you want to buy a car that is safe and reliable, but also one that junior will actually drive. Getting your college bound kid an old Buick clunker [...]

How to Save Money on Health Insurance

Posted 13 August 2009 | By admin | Categories: Insurance, Spending and Saving | No Comments

With talk of health care reform in the air, there are steps you can take to reduce your health insurance costs long before the government passes a bill.

Raise your deductible. The size of your deductible can make a huge difference in your monthly health insurance premiums. If you are young and healthy, consider [...]

Were Bankers Bonuses a Cause of the Crisis?

Posted 06 August 2009 | By admin | Categories: Economy, Finance, Investing, Money, Spending and Saving | No Comments

Saved from bankruptcy by massive aid from the government, U.S. banks are again in a position to provide big financial bonuses to bankers, although they have been accused in many areas of causing the current crisis to start in the first place.
Critics charge that, in order to gain as large a bonus as possible, bankers [...]

A Novel Way to Get Gas for Free

Posted 02 August 2009 | By admin | Categories: Cars, Spending and Saving | No Comments

This might not be for everyone, but if you don’t mind pimping out your car with some brand’s decals you could get up to $299 per year in free gas through a website called GasForFree.
GasForFree matches advertisers with car owners – what the site calls “drivertising.” The company creates a custom vinyl wrap for [...]

Buying a Car vs. Leasing: Which is Better?

Posted 27 July 2009 | By admin | Categories: Cars, Spending and Saving | No Comments

If you’ve been thinking about buying a car and watching commercials your eye has probably been drawn to the low lease rates many carmakers offer. While it’s tempting to jump at the low monthly cost of leasing, is that the best financial choice? In general, the answer is no – buying a car [...]

Using a Car Broker for Your Next Purchase

Posted 15 July 2009 | By admin | Categories: Cars, Spending and Saving | No Comments

If you don’t have enough time or patience to shop for a new car you my want to consider using a car brokerage service for your next purchase. Car brokers are a relatively recent phenomenon, but it can be a great service for the right person.
As the name implies, car brokers takes on all [...]

College Savings Tip: Don’t Buy A Car for Your Kid

Posted 18 June 2009 | By admin | Categories: Cars, College, Insurance, Spending and Saving | No Comments

While the thought of zipping round campus in a flashy new car will undoubtedly appeal to your college bound youngster, think twice before shelling out money on a new vehicle. Foregoing a college car can save both you and your child some serious money.
The savings to you for not having to buy a car [...]

Widespread Unemployment Risks Social Crisis

Posted 29 May 2009 | By admin | Categories: Economy, Finance, Investing, Money, Spending and Saving | 1 Comment

The global economic recovery will be slow, increasing unemployment worldwide which raise the threat of social crisis and protectionism, said World Bank president, Robert Zoellick, in an interview for Spanish newspaper El Pais.
“What began as a major financial crisis and become a major economic crisis now turns into a crisis of unemployment, and if we [...]

Debt and Stress

Posted 28 May 2009 | By admin | Categories: College, Credit and Debt, Home Loans, Loans, Money, Mortgages, Spending and Saving | No Comments

In the current financial climate if you have a heavy burden of debt then you could be kept awake at night worrying how you are going to pay back the money that you borrowed. The stress is exacerbated when you are in debt and you have just been made redundant. More than twenty thousand people [...]

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d29vX3RoZW1lbmFtZTwvc3Ryb25nPiAtIEJsb2dnaW5nc3RyZWFtPC9saT48bGk+PHN0cm9uZz53b29fdGh1bWJfaGVpZ2h0PC9zdHJvbmc+IC0gNjQ8L2xpPjxsaT48c3Ryb25nPndvb190aHVtYl93aWR0aDwvc3Ryb25nPiAtIDY0PC9saT48bGk+PHN0cm9uZz53b29fdXBsb2Fkczwvc3Ryb25nPiAtIGE6Mjp7aTowO3M6NzQ6Imh0dHA6Ly93d3cubW9uZXlmaW5hbmNlbmV3cy5jb20vd3AtY29udGVudC93b29fdXBsb2Fkcy80LW1vbmV5X2Zhdmljb24ucG5nIjtpOjE7czo3ODoiaHR0cDovL3d3dy5tb25leWZpbmFuY2VuZXdzLmNvbS93cC1jb250ZW50L3dvb191cGxvYWRzLzMtbW9uZXlmaW5hbmNlX2xvZ28ucG5nIjt9PC9saT48L3VsPg==