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Despite the intense debate currently swirling around the government-run health insurance option in health care legislation that is making its way through Congress, most Americans will not have access to this plan if it does pass. Even under the most expansive versions of what has come to be known as the “public option”, 90 [...]

Proponents of health insurance exchanges testified on Capitol Hill earlier this week, saying that these entities could be a key for helping small businesses weather the recession. Health care costs have forced many small businesses around the country to cut back on employees. Insurance exchanges, as proposed in legislation approved by the Senate [...]